CompHealth offers a wide array of benefits for all advanced practice locums and travel healthcare providers, including physician assistants (PAs), nurse practitioners (NPs), travel therapists, lab professionals, and all other non-physician, travel healthcare providers. When providers in these professions work for CompHealth, your W-2 employee status qualifies you to receive a full benefits package. This is different from locum tenens physicians, who work as independent 1099 contractors and provide their own benefits.
When you begin working with CompHealth, you receive day-one benefits. Once you begin work, you have a 31-day enrollment window to sign up for your benefits, and your coverage is effective the same day you started the assignment.
You have three Regence BlueCross BlueShield medical plans to choose from, each with different deductible limits and premium costs. The plans are all PPOs, allowing visits to an in-network physician or healthcare provider of your choice without a requirement to first get a referral from your primary care physician. CompHealth pays a majority of the premium, while you pay only the employee contribution.
We also offer dental and vision insurance, pet insurance, and a 401(k) plan through Fidelity Investments, with CompHealth matching 50 percent of the first 6 percent you contribute to the 401(k) plan. You will also receive company-paid basic life insurance of $50,000.
Additional CompHealth benefits
Other benefits include access to Health Advocate, a helpline that works as a go-between with you, the insurance companies, and your healthcare provider to resolve healthcare issues; and Teladoc, a physician consult telephone service available 24/7. Teledoc gives you access to board certified primary care physicians who can diagnose non-emergency medical problems, recommend treatment and, if necessary, prescribe medication. We also provide an employee assistance program (EAP) that provides consultation on personal finance, mental health, and other areas where you many need personal support and assistance.
You can choose coverage for 1) you alone, 2) you and your spouse or domestic partner, 3) you and your children, or 4) you and your entire family. Dependent children are covered up to the age of 26, or over 26 if they are disabled and unable to sustain employment.
How to sign up
Prior to your assignment start date, we will send you an email with a link to the enrollment portal where you elect your benefits and complete your elections. Once you enroll, we will approve the benefits chosen, and the benefits’ effective date is retroactive to your assignment start date. It’s best to complete this process early, because your premium payments won’t be collected until they are approved, which could mean a bigger payment once enrollment is complete.
You can make changes to your benefits any time you start a new assignment. It works just like an open enrollment period.
Coverage between assignments
We offer a 31-day bridge period. If you experience 31 days or fewer between CompHealth assignments, your benefits remain intact with no need to re-enroll. Your coverage continues over the course of the gap.
If the gap is longer than 31 days, the benefits are terminated, and you will need to re-enroll when you return to work with CompHealth. If you’re planning a long break between CompHealth assignments, and you still need your insurance coverage, let CompHealth know. You can sign up for COBRA, effective the day following your contract end date, and COBRA may be maintained for up to 18 months. However, it’s important to keep in mind that under COBRA you will bear the entire cost of the premiums.
How to get help
If you have questions about your benefits or need assistance, speak with your recruiter or contact the CompHealth benefits team directly at 800.811.1796.